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Halifax High Interest Current Account
Our award winning High Interest Current Account pays an incredible 5.12 % AER interest on balances of up to £2500.
That's 50 times more than with the standard current accounts HSBC, NatWest and Barclays offer.
See how we compare
| Bank | Interest on accounts that are in credit |
| Halifax | 5.12% AER |
| HSBC | 0.1% AER |
| NatWest | 0.1% AER |
| Barclays | 0.1% AER |
Different rates may be available online or where you pay in more than £1000 a month.
Who's it for?
Anyone who can pay in at least £1000 every month can apply.
Product features
- 5.12% AER interest a year before tax, on balances up to £2500 and 0.1% AER a year before tax for anything over than amount. ( Different rates will apply if you do not pay in £1000 for at least two months in a row.)
- Visa debit card - use at thousands of shops and cash machines, around the UK and abroad
- Overdraft - Pay interest at 15.9% EAR (this may change) when you pay in £1000 or more each month (typical rate 19.5% EAR variable)
- 24-hour online and telephone banking - check your balance, pay bills, transfer money, set up or change standing orders and cancel direct debits
- Chequebook - if you ask for one
Apply now
| New customers | Existing customers |
Go behind the scenes of the Something Good TV advert where Thomas makes his star debut for our High Interest Current Account.
> Behind the scenes
EAR stands for Equivalent Annual Rate. AER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded each year. The gross rate (5% gross p.a.) is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.



