- Home
- > Mortgages
- > Not moving, just switching mortgage lender
- > 3yr tracker rate
3 Year tracker rate mortgages from Halifax
If you want to take advantage of interest rates if they go down, a tracker rate mortgage could be the perfect deal for you. Remember that interest rates can go up. Take a look at the rates available to you by clicking on the link below.
Only available if you have your mortgage with another lender
- Up to 60% loan to value
- Up to 75% loan to value
- Greater than 75% (up to a maximum of 90%) loan to value
- Up to 90% loan to value
- Greater than 90% (up to a maximum of 95%) loan to value
Choice: | Start rate is: | Tracked Above/Below Bank of England Rate, currently 5.00%: | Rate ends: | Followed by the Standard Variable Rate, currently: | The overall cost for comparison is: | Early Repayment Charge until: | Product Fee: |
1 | 5.99% | +0.99% | 30th November 2011 | 7.00% for the remainder of the mortgage term | 7.0% APR | 30th November 2011 | £799 |
| Start your application online now for this deal if you have your mortgage elsewhere choice 1 | |||||||
Available on loans below £500,000.
You can add the product fee on to your mortgage but interest will be charged.
Your home may be repossessed if you do not keep up repayments on your mortgage
Choice: | Start rate is: | Tracked Above/Below Bank of England Rate, currently 5.00%: | Rate ends: | Followed by the Standard Variable Rate, currently: | The overall cost for comparison is: | Early Repayment Charge until: | Product Fee: |
1 | 6.04% | +1.04% | 30th November 2011 | 7.00% for the remainder of the mortgage term | 7.0% APR | 30th November 2011 | £799 |
Start your application online now for this deal if you have your mortgage elsewhere choice 1 | |||||||
2 | 6.14% | +1.14% | 30th November 2011 | 7.00% for the remainder of the mortgage term | 7.0% APR | 30th November 2011 | £299 |
Start your application online now for this deal if you have your mortgage elsewhere choice 2 | |||||||
Available on loans below £500,000.
You can add the product fee on to your mortgage but interest will be charged.
Your home may be repossessed if you do not keep up repayments on your mortgage
Greater than 75% (up to a maximum of 90%) loan to value | |||||||
Choice: | Start rate is: | Tracked Above/Below Bank of England Rate, currently 5.00%: | Rate ends: | Followed by the Standard Variable Rate, currently: | The overall cost for comparison is: | Early Repayment Charge until: | Product Fee: |
1 | 6.39% | +1.39% | 30th November 2011 | 7.00% for the remainder of the mortgage term | 7.1% APR | 30th November 2011 | £799 |
Start your application online now for this deal if you have your mortgage elsewhere choice 1 | |||||||
2 | 6.49% | +1.49% | 30th November 2011 | 7.00% for the remainder of the mortgage term | 7.1% APR | 30th November 2011 | £299 |
Start your application online now for this deal if you have your mortgage elsewhere choice 2 | |||||||
Available on loans below £500,000.
You can add the product fee on to your mortgage but interest will be charged.
Your home may be repossessed if you do not keep up repayments on your mortgage
Choice: | Start rate is: | Tracked Above/Below Bank of England Rate, currently 5.00%: | Rate ends: | Followed by the Standard Variable Rate, currently: | The overall cost for comparison is: | Early Repayment Charge until: | Product Fee: |
1 | 7.59% | +2.59% | 30th November 2011 | 7.00% for the remainder of the mortgage term | 7.4% APR | 30th November 2011 | £99 |
| Start your application online now for this deal if you have your mortgage elsewhere choice 1 | |||||||
Available on loans between £75,000 and £500,000.
You can add the product fee on to your mortgage but interest will be charged.
Your home may be repossessed if you do not keep up repayments on your mortgage
| Greater than 90% (up to maximum of 95%) loan to value | |||||||||
Choice: | Start rate is: | Tracked Above/Below Bank of England Rate, currently 5.00%: | Rate ends: | Followed by the Standard Variable Rate, currently: | The overall cost for comparison is: | Early Repayment Charge until: | Product Fee: | ||
1 | 7.24% | +2.24% | 30th November 2011 | 7.00% for the remainder of the mortgage term | 7.4% APR | 30th November 2011 | £799 | ||
Start your application online now for this deal if you have your mortgage elsewhere choice 1 | |||||||||
2 | 7.29% | +2.29% | 30th November 2011 | 7.00% for the remainder of the mortgage term | 7.3% APR | 30th November 2011 | £299 | ||
Start your application online now for this deal if you have your mortgage elsewhere choice 2 | |||||||||
Customers applying for mortgage deals with a loan to value greater than 90% up to a maximum of 95%, need to open or already hold a salary funded Halifax/Bank of Scotland current account.
Available on loans below £500,000.
You can add the product fee on to your mortgage but interest will be charged.
Your home may be repossessed if you do not keep up repayments on your mortgage
Need a little help?
- By phone - Call us on 08458 50 37 05
- Apply at your local branch or Halifax Estate Agency - Find your nearest branch or Halifax Estate Agency and book an appointment with a professionally qualified Mortgage Adviser
Calls from BT landlines to 0845 numbers will cost no more than 2p a minute plus a 6p connection fee. The price of calls through other phone companies and from mobile phones will be different. The call price we have quoted was correct in August 2008.
We may monitor and record telephone calls to help us provide a higher level of service.
