First time buyer mortgages
Buying a home for the first time is exciting, but we understand that it can be stressful applying for your first mortgage. That is why we have introduced a range of deals designed exclusively for First Time Buyers to try and help you through the process of your first mortgage and buying a home. Our first time buyer mortgages range gives you more choices and flexibility when selecting your first mortgage and can help suit your needs.
Depending on the rate you select, you can choose one or a combination of the following features;
- A refund of your valuation fee (Level 1 valuation up to a maximum of £430)
- No conveyancing fees (you must still pay disbursement) **
- £500 cashback to spend how you wish
Read more about the First Time Buyer Mortgages Range
As the UK's No.1 mortgage lender * you can rely on us to take you step-by-step through the process of buying a home, along with helping you with the costs involved.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Next Steps
If you prefer to speak with one of our mortgage advisers - call us on 08458 50 37 05 or let us know when its best to call you back
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Check out the Halifax mortgage calculator to narrow down the Halifax mortgage range and view a selection of our mortgages that may be right for you |
Calls from BT landlines will cost a maximum of 4p per minute and a 6p call set-up fee. The price of calls from other telephone companies will vary. The call price is correct at June 2008. We may monitor and record telephone calls to help us provide a higher level of service. |
| * is based on Halifax's share of the total mortgage debt and the amount of the average UK mortgage |
| **The "No conveyancing fees" feature of this mortgage product is only available when you instruct one of our First Time Buyer panel solicitors to act for you on this transaction. We have a financial arrangement with our First Time Buyer panel, and we pay £250 plus vat to them as a contribution to their fees on completion of the transaction. This amount is intended to cover their fees for the purchase conveyancing, but you will have to pay other fees and disbursements to them. The firm will write to you detailing these fees and disbursements and making clear what you will be responsible for . Please note that you are not obliged to use the panel firm, and can instruct a solicitor of your choice. However, if you do choose another firm, we will not make any contribution to their fees and you will have to choose a different product . This statement is made in compliance with The Solicitors Code of Conduct 2007 |
