Specialist mortgages

If you're looking for an offset mortgage or buying a home in Spain other divisions of Halifax plc can help.

Offset mortgages

By offsetting you could reduce the amount of interest you pay on your mortgage when you take it out with our Intelligent Finance division.

Instead of receiving interest on your Intelligent Finance current account, savings or ISA, you pay none on the equivalent amount on your Intelligent Finance mortgage.

Visit Intelligent Finance to find out more about how offsetting works or try the offset mortgage calculator.

Intelligent Finance mortgages are not currently available through Halifax or Bank of Scotland branches.

Buying a home in Spain

If you are purchasing in Spain, you'll have enough on your plate without doing your finances in a foreign language.

With Banco Halifax Hispania, our Spanish arm , you can organise your finances in English exactly the way you are used to and receive the same service levels you have come to expect from the UK's favourite mortgage lender*.

Speak to our UK Customer Services team on 0845 600 3603 for further information or let us know when it's best to call you back. (Lines are open Mon-Fri between 9am to 5pm)

Your home may be repossessed if you do not keep up repayments on your mortgage.

Changes in the exchange rate may increase the Sterling equivalent of your debt.  

 

 * is based on Halifax's share of the total mortgage debt and the amount of the average UK mortgage

 

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