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Important Information - Halifax Guaranteed Reserve
Summary Box: Key Product Information
| Account Name | Halifax Guaranteed Reserve |
| Interest rates (AERs) | Interest rates in more detail |
| Tax Status | Interest will be paid net of lower rate income tax unless you register your account with us to receive gross interest or qualifies under Qualified Time Deposit rules |
| Conditions for bonus payment | There is no bonus available on this account |
| Withdrawal arrangements | No withdrawals allowed. Early closure permitted after 6 months. If you close your account early, you lose the equivalent of six days' interest for each remaining month or part month of the term (minimum 30 days) |
| Access | Branch, telephone and online (enquiry only service) |
Interest paid on maturity of term - or annually (if over 12 month term). Interest also paid monthly (at a slightly lower rate) - simply call us on 0845 601 8150.
Maturity of term - we will write to you 4 weeks before maturity to ask for instructions
Eligibility - UK and non-UK resident personal and non-personal customers (pop into branch to apply if non UK).
Account conditions (Opens as PDF)
Things to consider before opening a savings accountWe are a member of the Financial Services Compensation Scheme so our customers' savings are protected (up to £50,000).
Next Steps
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It only takes 5 minutes to apply online |
Call now on 0845 601 8150 (lines are open 8am to 8apm Monday to Friday, 8am to 6pm Saturday and 9am to 5pm Sunday)
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Call into any branch - find your nearest branch |
Calls from BT landlines to 0845 numbers will cost no more than 2p a minute plus a 7p connection fee. The price of calls through other phone companies and from mobile phones will be different. The call price we have quoted was correct in October 2008.