Buying a used car

When it comes to making a big purchase like a car, doing research up front could save you money in the future.

Our handy guide covers a number of things to look out for including:

  • places you can buy a used car
  • what to look for in a used car
  • hints and tips on how to check a car over
  • what to expect when purchasing the car
  • how to negotiate when buying a used car
Read our car buyers’ guide
 

Good condition guide

At the end of your agreement, you may choose to return your vehicle.

Throughout your agreement you must keep the vehicle in good condition allowing for fair wear and tear.

Our guide explains:

  • what to expect at the end of your contract
  • servicing and repairs of your car
  • what is reasonable wear and tear
  • how to carry out an inspection on your car
  • what needs to be included when you return your car
Read our good condition guide Read our car buyers’ guide
 

Electric and hybrid cars guide

It’s good to know what the options are before buying an electric (EV) or hybrid car. Each type has features that may suit your lifestyle.

To help you decide which is right for you, we’ve a handy guide. In it, you’ll see the main differences and the features of both types of car.

Read more in our EV and hybrid

 

More likely to buy an EV?

If you think an EV will be your next car but want to know more, visit our electric vehicles pages. 

Find out more about EVs Find out more about EVs
women on laptop

Car leasing guide

Looking to upgrade to a brand new car? Find out what car leasing is and whether it’s the right option for you. 

Read our car leasing guide Read our car leasing guide

Car finance frequently asked questions

Check out some of the most frequently asked questions our customers have.

 

See our FAQs Car finance frequently asked questions

Additional help and support

You can also find links to free and independent advice on our money worries pages.

Existing customers

If you’re already a Halifax Car Finance or Car Leasing customer, you can access and manage your account online.

Manage your account online

Get clued up on credit

Confused by credit? Understand more about how credit works, how to improve your score, and how it affects applying for car finance.

Credit explained

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Personal Contract Purchase (PCP)

PCP helps you finance a car, unlike a personal loan you won't pay off the full value of the car or own it until the final payment.

 

Take a look at HP

Hire Purchase (HP)

Hire Purchase is another financing option that you pay higher monthly payments when compared to PCP but you own the car at the end of your agreement term.



Take a look at HP

Refinancing your car

Refinancing with Halifax could help you get a better deal by lowering your monthly payments or even spreading the cost of a final lump sum to own the car.

If you bank with us, you could switch your current car finance from elsewhere to us.

Switch to us

Car finance

Compare your options, check out our calculator or get some help.

More about car finance

Car finance

Compare your options, check out our calculator or get some help.

More about car finance