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Compare home insurance
If you're looking for home insurance but you're not sure which type of cover to choose, we're here to help.
Compare our home insurance cover to see which is best for you.
Halifax Home Insurance Select underwritten by Lloyds Bank General Insurance Limited.
Compare Home Insurance Select cover and options
You can only get Home Insurance Select directly with us. And it's 10% cheaper when you get your quote and buy online. Read about our online price.
|
Cover |
Bronze |
Silver |
Gold |
|---|---|---|---|
|
Cover Buildings limit up to |
Bronze Full rebuild cost |
Silver Full rebuild cost |
Gold Full rebuild cost |
|
Cover |
Bronze Not available |
Silver Included, up to full rebuild cost |
Gold Included, up to full rebuild cost |
|
Cover |
Bronze Not available |
Silver Included, up to £50,000 |
Gold Included, up to £50,000 |
|
Cover |
Bronze Optional extra, up to £1,000 |
Silver Optional extra, up to £1,000 |
Gold Optional extra, up to £1,000 |
|
Cover |
Bronze |
Silver |
Gold |
|---|---|---|---|
|
Cover Contents limit up to |
Bronze £50,000 |
Silver £100,000 |
Gold £250,000 |
|
Cover |
Bronze Not available |
Silver Included, up to £100,000 |
Gold Included, up to £250,000 |
|
Cover |
Bronze Not available |
Silver Included, up to £50,000 |
Gold Included, up to £50,000 |
|
Cover |
Bronze Optional extra, from £1,000 to £25,000 |
Silver Optional extra, from £1,000 to £25,000 |
Gold Optional extra, from £1,000 to £25,000 |
|
Cover |
Bronze Optional extra, up to £1,000 |
Silver Optional extra, up to £1,000 |
Gold Optional extra, up to £1,000 |
Our policy documents tell you more about what is and isn't covered. Keep in mind that with all of our cover, there are limits, terms and exclusions. Read the policy documents (PDF 508KB).
Ready, set, quote
Why choose Halifax home insurance?
Here when you need us most
Make claims easily online or by phone. Our out of hours emergency claims helpline is available for urgent support.
You decide the excess
Pay your chosen excess towards most claims. The higher the excess you choose, the less you could pay for your cover.
No hidden costs
We won’t charge you an admin fee for making any changes to your policy.
Manage your policy online
Easy to manage your policy online; claim, renew and pay. If you’re registered, sign into Online Banking for extra features to make managing your policy even easier.
You will want to be sure you are getting the best deal for your money when shopping for home insurance. This means getting the cover you need for the best price.
You can only get Home Insurance Select directly with us.
What you will need to compare home insurance:
- Check your current policy. If you already have insurance, check whether it is still valid and if it provides the cover you need first.
- Look for ways to bring home insurance costs down. For example, installing stronger locks or a burglar alarm.
- Decide what cover you need. Choose what policy you want and how much cover you'll need. You might need cover for costly items, or Away from home cover.
- Compare quotes. Use comparison and home insurance websites to shop around for the best deal.
- Value your items and home. Knowing the value of your home and the things in it will help you to avoid being over or under insured. With Halifax Home Insurance Select you don't need to worry about how much your home is worth. You'll be covered for the full rebuild cost.
The home insurance you need will depend on you. Firstly, you will need to decide which type of policy you want. You can choose from:
- buildings insurance
- contents insurance
- a combination of both.
Contents insurance
This type of cover protects the items inside your home against theft, and damage by things like fire, flood and storm. You could protect your household goods and personal belongings, including:
- furniture
- household appliances
- clothes
- electronics and gadgets
- jewellery.
Building insurance
Buildings insurance protects you against damage to the structure of your home and its fixtures and fittings. It covers events such as fire, flood and storm.
If you own the property you live in, a combined policy can protect both the building and the things inside.
If you rent, you only need to get contents insurance. It's up to your landlord to take out buildings insurance.
There are limits, terms and exclusions to all levels of cover. It’s a good idea to check your policy closely so you know that all the important things are covered.
Comparing home insurance is the best way to find the right deal for you. Knowing the value of your home and the items you own can help make sure you are not under or over insured.
If you are under insured, this could mean you’d pay more of your own money to replace or repair an item that’s not insured for the full amount. Being over insured could mean you pay for more cover than you need.
You’ll also want to know that you are covered for any expensive items you own. There's usually a limit to how much you can claim for an individual item - unless it's named on your policy and insured for its full value. For example, if you have a piece of jewellery that's worth a lot, you'll want to know that you can claim for the full cost to replace it if you need to.