International Banking

Do you live, work in or make regular trips abroad?

If yes, we’d be delighted to help you with your international needs. Here at Halifax we do not operate internationally, but Lloyds Bank Corporate Markets plc do.

Depending on your personal circumstances they can offer you accounts and services that can help if you are living or working overseas or need to manage your assets in multiple currencies.

Whilst Lloyds Bank International services will be available to many customers, there are countries where, due to legal or regulatory restraints, they cannot provide them.

To be eligible you will need to earn a sole annual income of at least £50,000 (or currency equivalent). Alternatively, you can be eligible if you are able to save or invest at least £25,000 (or currency equivalent). A monthly fee of £7.50/€8/$10 will also apply.

More about Lloyds Bank International Banking

Benefits of managing your non-resident finances with Lloyds Bank International:

Convenience

  • Easy account opening for Halifax customers
  • No need to move banks, even if you move countries again
  • Accounts in multiple currencies aim to minimise exchange rate fluctuations

Access

  • Flexible and convenient access to your money
  • Dedicated telephone banking service based in the Isle of Man
  • Debit cards

Security and stability

  • Part of a trusted British banking group1
  • Based in politically and economically stable jurisdictions

To find out more visit Lloyds Bank International

1 Lloyds Bank Corporate Markets plc doesn't guarantee the liabilities of its subsidiaries.

Lloyds Bank Corporate Markets plc is not required to be authorised under the Financial Services and Markets Act 2000 of the United Kingdom and therefore is not subject to the rules and regulations of the Financial Services Compensation scheme made under the Act for the protection of depositors and investors.

Legislation or regulations in your home jurisdiction may prohibit you from entering into such a transaction with us. We reserve the right to make final determination on whether you are eligible for any products or services.

Residents or Nationals of certain jurisdictions may be subject to exchange controls and should seek independent advice before entering into any transactions with us.

Lloyds Bank Corporate Markets plc, Jersey, Guernsey and Isle of Man Branches

Lloyds Bank Corporate Markets plc is authorised and regulated in the U.K. as the non-ring fenced bank of the Lloyds Banking Group. The Jersey, Guernsey and Isle of Man branches of Lloyds Bank Corporate Markets plc are each separately licensed as regulated deposit-takers in their respective jurisdictions.

Lloyds Bank Corporate Markets plc is independent from Lloyds Bank plc, which is authorised and regulated in the U.K. as the ring fenced bank of the Lloyds Banking Group. For more information on ring-fencing visit international.lloydsbank.com/ringfencing.

Lloyds Bank International is a trading name of Lloyds Bank Corporate Markets plc, Jersey Branch.  Lloyds Bank Corporate Markets plc registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Lloyds Bank Corporate Markets plc in the UK is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 763256. Authorisation can be checked on the Financial Services Register at www.fca.org.uk.

Services provided by Lloyds Bank Corporate Markets plc, Jersey Branch will be subject to the regulatory regime applicable in Jersey, which differs in some or all respects from that of the UK. Further information about Lloyds Bank Corporate Markets plc, Jersey Branch’s regulatory status is set out below.

The Jersey branch of Lloyds Bank Corporate Markets plc's principal place of business is 11-12 Esplanade, St Helier, Jersey, JE2 3QA and is licensed by the Jersey Financial Services Commission to carry on deposit-taking business under the Banking Business (Jersey) Law 1991 and general insurance mediation business under the Financial Services (Jersey) Law 1998.  Lloyds Bank Corporate Markets plc has also notified the Jersey Financial Services Commission that it carries on money service business.  Lloyds Bank Corporate Markets plc, Jersey Branch, subscribes to the Jersey Code of Practice for Consumer Lending. The paid up capital and reserves of Lloyds Bank Corporate Markets plc was £3.9bn as at 31st December 2018. Copies of our terms and conditions and latest report and accounts are available upon request from the above registered office.

Lloyds Bank International is a trading name of Lloyds Bank Corporate Markets plc, Isle of Man Branch. Lloyds Bank Corporate Markets plc's registered Office: 25 Gresham Street, London EC2V 7HN.  Registered in England and Wales no. 10399850. Lloyds Bank Corporate Markets plc in the UK is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 763256.  Authorisation can be checked on the Financial Services Register at www.fca.org.uk.

Services provided by Lloyds Bank Corporate Markets plc, Isle of Man Branch will be subject to the regulatory regime applicable in Isle of Man, which differs in some or all respects from that of the UK. Further information about Lloyds Bank Corporate Markets plc, Isle of Man Branch’s regulatory status is set out below.

The Isle of Man branch of Lloyds Bank Corporate Markets plc, principal place of business PO Box 111, Peveril Buildings, Peveril Square, Douglas, Isle of Man IM99 1JJ, is licensed by the Isle of Man Financial Services Authority to conduct deposit-taking and is also registered as an insurance intermediary in respect of general business.

Lloyds Bank Corporate Markets plc, Jersey Branch trading as Lloyds Bank International is a participant in the Jersey Bank Depositors Compensation Scheme.  The Scheme offers protection for eligible deposits of up to £50,000. Eligible deposits are deposits held by private individuals and charities. Depositor protection does not extend to corporations, small to medium sized enterprises, partnerships and trusts. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website www.gov.je/dcs or on request.

[The Jersey branch of Lloyds Bank Corporate Markets plc is not and is not required to be authorised under the Financial Services and Markets Act 2000 of the United Kingdom and therefore is not subject to the rules and regulations of the Financial Services Compensation Scheme made under that Act for the protection of depositors.]

Lloyds Bank Corporate Markets plc, Isle of Man Branch trading as Lloyds Bank International is a participant in the Isle of Man Depositors’ Compensation Scheme as set out in the Depositors’ Compensation Scheme Regulations 2010.

Complaints involving the Isle of Man branch of Lloyds Bank Corporate Markets plc that it cannot settle should be referred to the Financial Services Ombudsman Scheme for the Isle of Man.

Please note that, in relation to banking services which we provide, you might not be eligible for compensation under a deposit protection guarantee scheme available in your country of residence. If in doubt, contact your local banking regulator, visit their website or seek independent advice.

Lloyds Bank Corporate Markets plc is registered in England and Wales no. 10399850 with company number 10399850, and is authorised by the Prudential Regulation Authority (PRA), registration number 763256 and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority and by the Jersey Financial Services Commission, the Isle of Man Financial Services Authority and the Guernsey Financial Services Commission and is a wholly owned subsidiary of Lloyds Banking Group plc. Lloyds Bank (International Services) Limited places funds with Lloyds Bank plc and Lloyds Bank Corporate Markets plc [and Lloyds Bank Corporate Markets plc places funds with Lloyds Bank plc ] and thus their financial standing is linked to that of Lloyds Banking Group plc. Depositors may wish to form their own view on the financial standing of Lloyds Bank Corporate Markets plc and Lloyds Bank (International Services) Limited and their respective parent company based upon publicly available information. Lloyds Bank Corporate Markets plc and Lloyds Bank (International Services) Limited's latest annual financial statements are available on our website at https://international.lloydsbank.com/legal-information.