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Life Cover
You can't know what's around the corner, but you can take steps to look after you and your loved ones should the worst happen. Our life cover products are all designed to help you protect your family's financial future.
Your questions answered
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Life insurance can act like a safety net. It could pay out a cash lump sum if you die before your policy ends. So it could
help your loved ones cope financially when you can't be there. A life insurance policy can give you peace of mind that
you've protected what matters most. -
Critical illness cover could pay out a cash lump sum if you are diagnosed with an illness covered by your policy before it ends. The money could help you and your loved ones meet day-to-day costs and let you focus on your own health and wellbeing.
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Our Halifax protection experts are here to help find the cover that is right for you.
They'll give you advice on Scottish Widows life insurance and/or critical illness policies.
They won't charge you for their advice and you do not need to take the product as a result of speaking to them.
Call:
Lines are open Monday to Thursday 9am - 7pm, Friday 9am - 6pm.
Lloyds Bank Insurance Services Limited provides this service, which is also part of Lloyds Banking Group.
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If you want to make sure that the money your policy pays out goes to a specific person, you'll need to make a Will or put your policy in a trust.
Your Will
In your Will, you can choose who receives the money your policy pays out. You just need to update your Will, if you already have one. If you don’t have a Will yet, then a solicitor can help you set one up.
Trusts
Putting your policy in trust means that when it pays out, the money will quickly go to the people you want it to reach. It could also help sidestep inheritance tax on the money paid out. A solicitor can help you set up a trust.