Life insurance and critical illness cover

Before you begin

What can I expect?

You’ll just need to answer a few questions about your health and lifestyle. After that, we’ll give you an instant decision.

It roughly takes 10 minutes to complete. We’re not able to save your application, so please make sure you have enough time before you start.

What will I need?

  • Details about yours and your family’s health.
  • The level of cover you need, and how long you’d like to have it.
  • Your bank details, so we can set up Direct Debit payments.

Get cover in a way that suits you

Online

This cover is available for both new and existing Halifax customers. You need to be between 18-59 and live in the UK to apply online for:

  • life or critical illness cover* up to £500,000
  • single cover for one person
  • level cover. 

*Critical Illness cover includes an early-stage cancer payment of £5,000, on top of the agreed lump sum.

Scottish Widows provide our life and critical illness policies.

 

Let's get started Let's get started.

Phone

Speak to a Halifax protection expert for help with:

  • life insurance up to £25 million, including terminal illness cover
  • critical illness cover up to £3 million, including early stage illness and children’s cover up to £30,000
  • level or decreasing cover 
  • single cover for one person, or joint cover for two.

They'll provide advice on Scottish Widows life insurance and/or critical illness policies.

They won't charge you for their help and you do not need to take the product when you speak to them.

Call us on: 0800 131 0551

Lines are open Monday to Thursday 9am – 7pm, Friday 9am – 6pm.

Or ask for a call-back at a time that is suitable for you.

Lloyds Bank Insurance Services Limited provides this service, which is also part of Lloyds Banking Group.

Request a call-back Request a call-back.

  • Give Scottish Widows a call.

    0345 608 0378

    Lines are open 9am to 5pm, Monday to Friday.

    Calls are recorded to help improve this service. Call costs may vary depending on your provider.

  • Our Halifax protection experts are here to help find the cover that is right for you.

    They'll give you advice on Scottish Widows life and/or critical illness policies.

    They won't charge you for their advice and you do not need to take the product as a result of speaking to them.

    Call:

    0800 131 0551

    Lines are open Monday to Thursday 9am - 7pm, Friday 9am - 6pm.

    Lloyds Bank Insurance Services Limited provides this service, which is also part of Lloyds Banking Group.