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Credit card eligibility checker
If you're looking for a credit card, Simple Check can help make your options clear.
Simple Check
Simple Check is a straightforward credit card eligibility checker that shows you which cards you’re likely to be accepted for and your estimated credit limit.
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Applying for a credit card can have a negative impact on your credit score if you’re turned down. Our credit card eligibility checker helps protect your credit score by showing if you’re likely to be accepted for a credit card before you apply.
You’ll also find out your estimated credit limit, and any available introductory offers.
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- Last 3 years UK address history.
- Your annual income and employment status.
- Your other spending commitments.
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Simple Check does a ‘soft search’, which shows you which Halifax credit cards you’re likely to be accepted for before you apply. This soft search can’t be seen by other lenders on your credit file, meaning they can’t use it when making a decision.
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- We’ll show you which Halifax credit cards you’re eligible to apply for, and what credit limit we could offer you.
- You can then make a full credit card application. We’ll use information already provided, so you don’t have to give it again.
- The application process is secure. Our privacy notice tells how we use and store your information.
- To keep your details safe, we’ll clear the form after a period of inactivity.
Check your eligibility
Find out if you’ll be accepted for a Halifax credit card before you apply. Your credit score won’t be impacted.
Get clued up on credit
Your credit score can impact what cards and interest rates you could get. Learn more about how credit works, how to check and improve your credit score, and more.