Life insurance and critical illness cover

It takes about 15 minutes to apply. We’ll ask a few questions about your health and lifestyle, then give you an instant decision.

What will I need?

  • Details about yours and your family’s health.
  • The level of cover you need, and how long you’d like to have it.
  • Your bank details, so we can set up Direct Debit payments.

Heads up: to apply online, you need to be aged between 18-59 and live in the UK.

Get cover in a way that suits you

Online

This cover is available for both new and existing Halifax customers:

  • life or critical illness cover* up to £500,000
  • single cover for one person
  • level cover - the cash pay-out stays the same until the policy ends. This means you always know how much cover you’ll have if you need it.

*Critical Illness cover includes an early-stage cancer payment of £5,000, on top of the agreed lump sum.

Scottish Widows provide our life and critical illness policies.

If you're already registered for Online Banking, the simplest way to get a quote is sign in. We'll pre-fill your personal details to speed things up for you and save your application as you go.

 

Let's get started Let's get started.

Phone

Speak to a Halifax protection expert for help with:

  • life insurance up to £18 million, including terminal illness cover
  • critical illness cover up to £3 million, including early stage illness and children’s cover up to £30,000
  • level or decreasing cover 
  • single cover for one person, or joint cover for two.

They'll provide advice on Scottish Widows life insurance and/or critical illness policies.

They won't charge you for their help and you do not need to take the product when you speak to them.

Call us on: 0800 131 0551

Lines are open Monday to Thursday 9am – 7pm, Friday 9am – 6pm.

Or ask for a call-back at a time that is suitable for you.

Lloyds Bank Insurance Services Limited provides this service, which is also part of Lloyds Banking Group.

Request a call-back Request a call-back.

  • Give Scottish Widows a call.

    0345 608 0378

    Lines are open 9am to 5pm, Monday to Friday.

    Calls are recorded to help improve this service. Call costs may vary depending on your provider.

  • Our Halifax protection experts are here to help find the cover that is right for you.

    They'll give you advice on Scottish Widows life and/or critical illness policies.

    They won't charge you for their advice and you do not need to take the product as a result of speaking to them.

    Call:

    0800 131 0551

    Lines are open Monday to Thursday 9am - 7pm, Friday 9am - 6pm.

    Lloyds Bank Insurance Services Limited provides this service, which is also part of Lloyds Banking Group.