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Mortgage basics

Things you'll need to think about when looking for a home and applying for a mortgage.

Moving costs

Whether you're buying a new property, moving your current mortgage to us from another lender, or borrowing more money, it’s important to know how much it’s all going to cost.

Moving costs

Property types

We'll consider lending you money to buy different types of property. Any loan we make will be subject to a satisfactory property valuation by a surveyor of our choice.

Property types

Mortgage calculator

Find out how much your mortgage payments could be.

Mortgage calculator

Valuation schemes

If you're taking out a mortgage, we'll want to know the property’s market value.

Valuation schemes

Repayment methods

There are three different ways of repaying your loan. These are repayment, interest-only and a combination of repayment and interest-only.

Repayment methods

Mortgage products

We've different types of mortgage products with different types of interest rates.

Mortgage products

Ways to apply for an Agreement in Principle

Start your application online and we'll confirm whether we’re able to provide you with an Agreement in Principle.

Continue online

You can also speak to us over the phone, or in a branch.

Contact us

Legal stuff

Guidance through the stages prior, during and after exchange of contracts.

Legal stuff

Why choose Halifax?

We've been helping people buy their own homes for over 160 years.

  • Great range of deals
  • Support you all the way
  • Easy to apply
Why choose Halifax?

You could lose your home if you don’t keep up your mortgage repayments