What’s it like to have an EV?

  • We filmed at random some electric vehicle drivers to find out their thoughts about driving their electric vehicles. 
  • Watch the short video to find out more on their experience.​
  • Correct as of October 2022. Opinions are not necessarily the views of Halifax. 
     
Watch our video to understand more about electric vechicles
  • [Interviewer] What made you choose to have an electric car?

    I think for me primarily, it was the sustainability element of it.

    Well, it is environmentally more friendly, it's quiet, and people seem to like the service.

    With the ULEZ zone and everything like that, it was costing too much with the petrol and the fees and stuff, so yeah, we went for an electric car.

    And what's it like to drive?

    There's no noise. It's really smooth.

    They have immediate torque. There's no waiting for gears.

    Did it take long to adapt?

    We did a training course for a week. We took it out and no, it's very easy. It's automatic.

    My son laughs. That range anxiety, that "am I gonna have enough miles?" but actually I've adjusted quite quickly.

    Is there anything that you'd change?

    No, it would probably be useful to have batteries that last a bit more in terms of give you further miles.

    We'd find more charging places to be better.

    I wish I would've got it sooner.

    And what do your mates think?

    Some of them very skeptical. Some of them absolutely, "Can I have a go? Can I drive it?"

    Yeah.

    "What's it like?"

    They love it. A lot of them have said they would like to make the change.

    Yeah.

    But at the moment obviously, it's just a case of the cost of living.

    I think when they hear how much it costs to run and yeah, not having to go and fill up with diesel and petrol, I think it's pretty amazing.

    How often do you check the battery?

    Every night when I go home I just look to see how much charge I need, if I need to plug it in, or stuff like that. It's very, very easy to use.

    Yeah.

    Just like a mobile phone.

    Never.

    Do you come here often?

    Yeah. Literally all the time.

    Once a week.

    Yeah, it's quite a nice place to come to.

    Does it take long to charge?

    I normally do about a half an hour, and that gives me just over a hundred miles.

    That one takes about 40 minutes to fully charge here. At home, that'll take about nine hours.

    From empty to full, never more than about 45 minutes.

    What's the cost per mile?

    Costs me about 18 pound to fill it up right here.

    Yeah. Yeah.

    And we get about 200 miles.

    Well, I think it's about 60, 67 pence. It shows you on the. It's gone up in the last, I think, few weeks, as most electricity costs have gone up.

    Oh, yeah. Of course. And what would you say to a petrol head?

    It's so much fun to drive 'em.

    Get in and have a drive of one because they're as competent as any fuel car.

    If you wanna save money, go electric. It's that simple.

    Is it more cost effective?

    Definitely with the prices of petrol in the last couple of months, we've noticed the difference in that so I'm assuming, yeah, eventually, but at the moment haven't actually got any evidence of that.

    I think in the long run, yeah.

    Wherever you can cut the cost of living it's definitely a good idea to go electric. In terms of how much you save, once you do the numbers, over a period of time, it's gonna work out to be thousands of pounds so I would definitely, definitely go electric.

    Would you go back?

    No.

    No.

    Yeah, no. Definitely not.

    I'll definitely stay with electric. Yeah.

     That's fantastic.

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1. Is an EV right for me?

Why should I consider buying an EV

Electric cars are proving more popular, with Electric Vehicles (EV) sales increasing year on year.

There’s a wide range of vehicle types and styles, both new and used. The main factors you need to consider are range, charging options, charging speeds, budget, and vehicle size or type.

Answer questions about your lifestyle and charging capabilities to see which option suits you best.

Keep in mind though, that this tool is just a guide, and no matter what the outcome, we’d still encourage you to do more research to help make your decision.

Do you have off-street parking?

If you have off-street parking, you can get an EV charger installed at home, either on an exterior wall or in your garage.

The average cost of a home EV charger, including installation, is between £800 and £1,000. 

Could you get home chargepoint installed at your home?

If you have off-road parking, your best option is to install a home charge point. This is a wall-mounted, weatherproof unit attached to the outside of your home, or inside a garage, that provides a plug-in point for your car’s supplied charger.

This charge point is relatively easy to install and runs from your home’s domestic supply. Modern or refurbished apartment units that include parking may also provide charging points.

Home chargers typically operate at 7KW, which can charge a typical 60KWh car battery fully in under eight hours. It makes sense for users to sweep the market for the best deals, as some tariffs provide cost-efficient off-peak rates.

More information on the cost of charging - Black Horse.

Installation and cost of a home Electric Vehicle charger - Black Horse

Do you have access to a local charge point for regular use and charging?

If you don’t have off-road parking, you may have access to charging points installed within lampposts or other roadside units. But there are lots of other options available too - chargers can often be found at supermarkets, gyms, and retail parks.

In addition, most service stations now offer EV charging points.

Where do I charge an EV? - Black Horse

You can also see your nearest charge point using Zapmap

Do you have access to a second car that uses petrol or diesel?

If there’s a second petrol or diesel car in your household that you could have use of then an electric car could be a good choice for the majority of your journeys.

For those longer distance journeys, driving your second car could then be an alternative option.

In an average week, how many miles do you travel?

It’s worth measuring a typical week’s driving, to make sure you select a vehicle with sufficient range. EVs can manage between 100 and 300 miles per charge.

What does range mean? - Black Horse

Your answers indicate that you could be suitable for an EV.

Based on what you have told us, you have access to a convenient charge point, and there are electric vehicles that have a suitable range for you day-to-day life. Now it's just a case of choosing the right one.

It’s important to thoroughly research your options before choosing to drive an electric car.  This tool is a guide, and should not be used as a sole reason for your decision

There are a wide range of electric vehicle types and styles, both new and used. The main factors you need to consider are range, charging options, charging speeds, budget, and vehicle size or type.

Your results indicate that an EV may not suit your needs right now.

But, this calculator is only a guide and the UK’s electric vehicle landscape is constantly evolving. Thousands more charge points are being installed every year and new models are coming to the market with longer ranges and faster charging, so you could be ready for an EV sooner than you think.

Your charging circumstances or mileage requirements may make an EV less suitable for you right now. However, particularly if you are a high mileage driver, we would recommend researching longer range EVs which could suit your driving behaviour. Our EV hub - Black Horse has lots of information to help you to help you transition if you find a vehicle that suits you or your circumstance change.

If you decide an EV doesn’t fit your lifestyle at the moment, you could consider a plug in hybrid car which can run on electricity and uses petrol or diesel fuel as a back up. 

This means you can take advantage of the electric battery for shorter journeys, charging when you can, while still using traditional fuel for longer journeys or on the occasion you can’t reach a charge point. Plug in hybrids can also be a brilliant option for transitioning from traditional fuel cars, into a fully electric car in future, if you aren’t completely comfortable with the idea yet. You might find you love using the electric mode, and decide to opt for a pure electric car in the future.

 Whatever you decide, we have over 4,500 approved Black Horse finance dealerships across the UK with a wide range of new and used electric vehicles to choose from. They can answer any additional questions you may have, help you to choose your vehicle, and arrange your finance. Black Horse finance dealer.

Are you ready to start your EV journey?

Even if EV isn't right for you, we still finance all of our cars.

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Electric vehicles at a glance

  • EVs are vehicles powered by an electric motor that draws electricity from a battery and is charged from an external source.
  • Your choice of EV could be only powered by an electric motor (all-electric vehicle) or a PHEV (plug-in hybrid electric vehicle)  that can be powered by an electric motor and by an internal combustion engine
  • When you are driving EV’s they’re considered greener – as they have no exhaust emissions. But EVs do have an impact on emissions when you look at manufacturing, as minerals (e.g., lithium) are needed to create the batteries.1
  • Electric vehicles could require less maintenance than petrol or diesel cars (despite current fluctuations in petrol and energy prices). It might help to know that most electric car breakdowns are mainly punctures or issues with a 12v battery.2
  • With an electric car, you may also need to maintain or replace the cabin air filter (also known as a pollen filter), brake fluid or air conditioning.
  • They could be exempt from VED (vehicle excise duty). Only exempt until 2025.3
  • Ultra-low emission vehicles could have a national exemption (i.e., pure battery electric and any PHEV) from Clean Air Zone / Ultra Low Emission Zone charges. Some newer diesel and petrol cars can also be exempt.4

What you need to know

Electric vehicles are typically cheaper to run

You’ll be pleased to find out that an EV could cost you less over the course of ownership5. Without taking into account the purchase price and any energy price fluctuations, an EV’s running cost (including refuelling/recharging, insurance, road tax, MoT and servicing) could be less than what you’d expect to pay for an equivalent petrol or diesel car. Plus, with an EV you can take advantage of the many offers and subscriptions out there.

How do EVs measure up to regular cars?

  • Range: 99% of car journeys in England are under 100 miles, according to the National Travel Survey, and many EVs today can do between 100 and 300 miles on a full charge.6
  • If your workplace has a charging station, why not plug your EV in between meetings or during lunch? 
  • And if you are venturing further afield, your EV will give you plenty of notice before you run low. Then when you need to recharge, use your satnav to find a charging station.
  • You can also use another independent source of information, like the RAC to help continue your understanding of Electric Vehicles.

How can I find out if an EV would suit my lifestyle?

To start with, you’ll want to think about your driving habits and understand the practicalities of owning an electric vehicle.
 

  • How far can electric vehicles go? Many EVs today could do more than 300 miles on a full charge. That’s a lot of pick-ups, drop-offs and work commutes, if you consider that the average car trip in 2020 was 7.9 miles.7
  • How long does it take to charge an electric vehicle? while using a rapid charger when you’re out and about you can charge to 80% in as little as 10-15 minutes, though an average new EV would take around an hour on a standard 50 kW rapid charge point.8
  • Where can I charge my electric vehicle? Despite six in ten non-EV drivers believing there are a lack of charging points nationally, there have been significant improvement to the Electric Vehicle public charging network in recent years with over 40,000 across the UK (source zap map).9

Finance your new or used EV

The cheapest way of buying a vehicle is cash as there is no interest or if you have a 0% deal where you are sure you will be able to pay off the vehicle in full over the time you have the offer.  However, it could be that for your circumstances, finance or leasing, particularly for a new vehicle could be a cost-effective way of getting an EV.
 

You can apply for Car Finance if:

  • you’ve had a Halifax bank account for at least 3 months
  • you’re registered for Online Banking
  • you’re 18 or over and a UK resident.

Want a quote? If you have a Halifax Current Account, sign in to Online Banking for your personalised quote, with no impact on your credit score.

Credit is subject to status and additional affordability checks.

Sign in to start a quote

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