Financial support for growing families

If you’re planning to start a family, you may be entitled to benefits. We can help you understand what you are entitled to.

  • Paid time off for antenatal care
  • Maternity leave and allowances
  • Employee protection
  • Paternity leave and shared parental leave
  • Adoption leave and pay.

Your maternity and paternity rights
 

Paid time off for antenatal care

No matter how long you have been in your job, you can get paid time off for antenatal care. This means you don’t have to use up your holiday hours.

You can find more information on the government website.

Employee rights

Maternity leave

You don’t have to take off a full year, but you can. The minimum you must take off is two weeks. This is after the birth of your baby.

You can find more information on the government website.

Maternity leave eligibility

Statutory Maternity Pay

If you’re taking maternity leave, you may be able to get the legal minimum of up to 39 weeks Statutory Maternity Pay, if you’re eligible.

Learn more at GOV.UK about Statutory Maternity Pay.

Maternity Allowance

If you don’t qualify for Statutory Maternity Pay, you can apply for Maternity Allowance. How much you get will depend on what you earn and how much National Insurance you’ve paid.

You can find more information on the government website.

Maternity Allowance

Employee protection

The Equality Act 2010 protects pregnant employees from discrimination in the workplace.

You can find more information on the ACAS website.

Employment rights

Paternity leave

If your partner gives birth, you adopt a child or have a baby by surrogate, you may be entitled to one or two weeks paternity leave and paternity pay.

You can find more information on the government website.

Employee paternity rights

Shared parental leave

New parents may be able to use shared parental leave. You could get up to 50 weeks parental leave, shared with your partner, and 37 weeks of shared pay.

You can find more information on the ACAS website.

Acas shared parent leave guide to shared parental leave.

Statutory Adoption Pay and Leave

You can claim Statutory Adoption Pay and Leave if you are adopting. But there may be some rules that apply.

You can find more information on the MoneyHelper website.

Adoption leave and pay

Handy to know

 

  • If you are on a low income or unemployed financial support is available.
  • You may also qualify for other benefits such as Job Seekers allowance or Cost of Living payments. See the government benefits calculator for more information.

Other financial support
 

Universal Credit

If you’re unemployed or on a very low income, you may be entitled to Universal Credit. That’s only if you can’t claim for a Maternity Allowance or Statutory Maternity Pay.

You can find more information on the government website.

What is universal credit?

Sure Start Maternity Grant

To help with the cost of your baby, there is a one-off payment of £500 from the Social Fund. To qualify, you must have no other children under 16, and you or your partner must be claiming other benefits.

You can find more information on the government website.

Am I eligible? for the Sure Start Maternity Grant

Childcare options and support
 

Free childcare

The UK offers 15 or 30 hours of free childcare or early support to all 3 to 4-year olds. You can use these hours at more than one type of registered childcare provider.

You can find more information on the government website.

Check your eligibility for free childcare

Tax-free childcare

If you work or are self-employed, the government has a tax-free childcare scheme. You can use it at the same time as your 15 or 30 hours of free childcare. But, you can’t use it at the same time as childcare vouchers, Universal Credit or tax credits.

You can find more information on the government website.

Childcare choices

Heathcare support
 

Free NHS dental care and prescriptions

In England, you can get free NHS dental treatment and prescriptions while you are pregnant and until your baby is 12 months old. Scotland, Wales, and Northern Ireland have free prescriptions.

You can find more information on the MoneyHelper website.

What am I entitled to? for NHS dental care and prescriptions

Healthy Start scheme

This is an NHS scheme, giving eligible families with young children, or if you’re expecting a child, financial support to buy ‘healthy’ foods. For example, fruit, vegetables and milk.

You can find more information on the NHS website.

Check your eligibility for the Healthy Start scheme.

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