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Do you pay council tax when renting?
If you are a renter, most of the time, you’ll pay council tax.
But there are some uncommon situations where you won’t have to.
We will explain what council tax is, how to pay it and what to do if you can’t afford it.
Who pays council tax – the tenant or the landlord?
Most of the time, it’s the tenant’s responsibility to pay council tax when renting. While some landlords might include bills in your rent, the council tax bill is usually in your name.
The bill covers your whole household. So, if you live with a friend or partner, you’ll get one council tax bill for both of you. If you’re both named on the tenancy, both of you are liable to pay council tax, but the total amount will stay the same.
Make sure you get in touch with the council as soon as you move in. Council tax runs for 10 months of the year (April to January) and you can usually pay monthly. It’s possible to split the cost over 12 months of the year if you prefer.
How much is council tax
How much you pay will depend on the area you live in, as different places have different rates. Council tax is split into different bands in the UK, indicated by a letter. ‘A’ is the cheapest council tax band, while ‘H’ is the most expensive.
Find out how much local authorities are charging for each council tax band.
How to pay council tax when renting?
Once you’ve determined who is responsible for paying council tax in the tenancy agreement, notify your local authority and give the names of anyone living at the property. They’ll then register you and send you a bill, telling you how and when to pay. It’s worth checking for any discounts or exemptions you can get.
When might your landlord pay council tax?
There are some occasions where a landlord will pay the council tax when you’re renting:
When it’s a house in multiple occupation (HMO)
Where multiple tenants pay rent separately, like a student house or a flat share.
If the occupants are under 18
They aren’t expected to pay council tax. But the property will still be billed, so the landlord may add the cost onto the rent instead.
What to do if you can’t afford council tax
If you’re struggling to pay, make sure you contact the council as soon as you can to discuss your options.
Remember, there are circumstances where you might be due a discount. Like if you live alone, you’re a student, or if someone living in the property is disabled.
If you’re really struggling, for example you are on a low income or claiming benefits, you might be entitled to a council tax reduction (up to 100%).
Don’t just let council tax bills go unpaid. Make sure you get help as soon as you can.
If you would like some help and advice, you can find it on our money worries page.
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