Existing savings customers

What the new Base Rate means for you

On 7 November 2024, the Bank of England announced a decrease in the Bank of England Base Rate from 5.00% to 4.75%.

About the Base Rate change

Do I need to pay tax on savings interest?

The government set limits on how much interest you can earn on your savings before you need to pay tax. Learn more:

Tax on savings interest

Your personal savings allowance

ISA allowances explained

Learn about and manage your accounts. 

Set up a standing order

You can easily set up regular payments into your savings account so you don't need to remember to save. 

Set up a standing order

Things you can do with your cash ISA

If you have a cash ISA, find out how to top it up, transfer it, provide your maturity instructions and more.

Cash ISA options

Renew your easy access savings account

If you have an easy access savings account, you can change it to another easy access cash ISA or an ISA Saver Fixed by signing in to Online Banking.

Simply choose the account you want to renew and select the ‘Renew Account’ option.

Renew your account

Provide your fixed term maturity instructions

If you have a fixed term savings account that is about to mature and you want to reinvest your money, let us know.

Provide your instructions

Close a savings account

Find out how you can tidy up and close any old accounts. Some can be closed online in minutes.

Close a savings account

Savers prize draw

Every month, our Savers Prize Draw makes three lucky savers £100,000 better off. Visit the prize draw page for the full draw rules.

Find out how to register

Rename your savings accounts

Renaming your accounts is a great way to separate your savings and get organised.

Rename your accounts

Find your interest rate

It's easy to check the interest rate for your savings account or cash ISA.

Find your interest rate

Turn your leftover change into savings

Save your pennies when you spend with Save the Change®. It’s a clever feature that takes your leftover change and turns it into bigger savings.

Save the Change®