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How much does it cost to move house?
Whether you’re moving home for the first or umpteenth time, it’s good to know how much it’s likely to cost you.
The average cost to move
In the UK, HomeOwners Alliance reported that the cost to move house in 2024 was around £10,500. But the cost could be significantly higher in London.
When you think about moving house, there are several costs you’ll need to consider:
- Deposit and mortgage fees.
- Stamp duty.
- Conveyancing costs.
- Moving in day payments.
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Removal costs
The cost will vary depend on whether you want to do it yourself or pay a removal company to do the heavy lifting.
Hiring a van and moving yourself can be cheaper, but removal companies might take away most of the hassle.
Mail redirection
Getting Royal Mail to redirect your post can give you a bit of breathing space when you move. You can set this up for 3, 6 or 12 months.
It’ll give you chance to pass on your new address to everyone. This includes if you move overseas.
Other costs to remember
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If your new place isn’t quite ready to move into, you might need to pay for storage. Also think about how you will pack your belongings. You may need to get some boxes, bubble wrap and tape. Don’t forget to write on your boxes which room they go in, it’ll make unpacking a bit easier.
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You’ll want to leave your old home clean for the new owners and make sure your new home feels clean and fresh. If you can’t stretch to a professional cleaning service, make sure you have a box of cleaning stuff handy.
If you have children or pets, it may be worth finding child or pet care for the day you move in. You may not want them under your feet while you’re unpacking and getting settled.
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If you’re buying a flat, you may have to pay maintenance fees for communal areas, like hallways and gardens. Make sure you know up front what these charges are and when you need to pay them.
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While the regular costs of owning a home come after you’ve moved in, it’s worth budgeting as soon as you can.
Water, gas and electricity. Take a meter reading from your old property before you hand over the keys to the new owners. You should also read the meters in your new home as soon as you move in. Send these to your new providers, so you’re only charged for what you use.
Council tax. Make sure you let your local council know your change of address.
Insurance. You’ll need buildings insurance if you own a house, and it’s worth getting contents insurance to protect your belongings.
If you already have building and contents insurance, you may be able to move your cover to your new house. Contact your insurance company and let them know you are moving.
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