Go paper-free
Amend paper-free preferences for your statements and communications.
Pay your credit card by debit card
You can do this online
- Pay your credit card at any time with a debit card.
- The payment should reach your credit card by the next working day.
- You can make extra payments even if you have a Direct Debit set up.
Keep in mind
If you make an extra payment, we may still collect your Direct Debit in full.
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- Sign in and select Pay credit card. You'll find this on your bank account summary.
- Select Make a one-off payment. Then select Pay Credit Card.
- Choose Debit Card from another UK bank. Then enter the amount you want to pay and press continue.
- Enter your debit card details. Select Debit Card from another UK bank.
- All done. Once approved you'll receive confirmation. We'll let you know the approximate amount of time it will take to update your balance. Sign in to Online Banking.
- Sign in and select Pay & transfer. You'll find this at the bottom of your app screen.
- Select From followed by Debit Card. Then select To followed by the credit card you want to pay.
- Enter the amount. Then check the details before selecting Confirm. You'll then be handed over to our payment approval process.
- Enter your debit card details Then check the details before submitting for approval. If you want to save these details for future use, just tick the box when prompted.
- All done. Once approved you'll receive confirmation. We'll let you know the approximate amount of time it will take to update your balance.
Get set up online
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If you're not registered for Online Banking, you can visit us in branch or call us. You can also pay by post.
You’ll need your 16-digit credit card number if you call us.
Let’s take a closer look
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- You can make payments to your credit card account at any time. You do need to pay at least the minimum amount shown on your statement each month.
- If you can't pay the whole statement balance, it's a good idea to pay as much as you can. It may help to keep any interest costs down.
- If you only make the minimum payment each month, it will take longer and cost you more to pay off your balance.
- If you miss a payment, you are likely to be charged a late fee and damage your credit rating. You could also lose any promotional rates on your credit card and have to pay the standard interest rate instead.
- Set up a regular Direct Debit payment and we’ll automatically claim your selected payment amount when it’s due.
- If a Direct Debit isn’t taken for 37 months, it will become inactive, and your bank or building society will remove the details from their systems. If this happens, you’ll need to set up a new one.
- You can also make payments in other ways. For example, from a bank account, with a debit card, by cheque or with cash at a branch. You can do this even if you have a Direct Debit set up.
- If you choose to make one-off payments, make sure the method you use will get your payment to us on time.
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- Debit card payments should reach your Halifax credit card account by the next working day.
- You can only make one debit card payment per day to your credit card. You can use one of our other ways to pay if you need to make more than one payment per day.
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You can change your payment due date to better suit your needs. For example, if you usually receive your salary later than your due date falls.
The fastest way to do this is through our Mobile Banking app or Online Banking on a laptop or desktop computer.
- On the Mobile Banking app, from your credit card account summary select the 3 dots, scroll to Manage Account. Select Change payment due date to begin.
- To use Online Banking, sign in or register to get started. From your credit card account summary, select ‘More actions’, then ‘Paying your credit card’. Here, select ‘Request payment due date change’.
Just be aware, your change may apply to a future payment, rather than the next one, depending on when you make your request.
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