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Pay your credit card from your Halifax account
You can do this online
- Transfer money at any time from your Halifax account.
- The payment should reach your credit card within 2 hours.
- You can make extra payments even if you have a Direct Debit set up.
Keep in mind
If you make an extra payment, we may still collect your Direct Debit in full.
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- Sign in and select Pay Credit Card. You'll find this on your bank account summary.
- Choose the account to pay from. Then find the credit card account you wish to pay by selecting To.
- Enter the amount. Then check the details before selecting Continue.
- All done. You've made your payment. Please allow it up to 2 hours to reach your credit card account. Sign in to Online Banking.
- Sign in and select Pay & transfer. You'll find this at the bottom of your app screen.
- Choose the account to pay from. Then find the credit card account you wish to pay by selecting To.
- Enter the amount. Then check the details before selecting Confirm.
- All done. You've made your payment. Please allow it up to 2 hours to reach your credit card account.
Get set up online
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If you're not registered for Online Banking, you can visit us in branch or call us. You can also pay by post.
You’ll need your 16-digit credit card number if you call us.
Let’s take a closer look
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- You can make payments to your credit card account at any time. You do need to pay at least the minimum amount shown on your statement each month.
- If you can't pay the whole statement balance, it's a good idea to pay as much as you can. It may help to keep any interest costs down.
- If you only make the minimum payment each month, it will take longer and cost you more to pay off your balance.
- If you miss a payment, you are likely to be charged a late fee and damage your credit rating. You could also lose any promotional rates on your credit card and have to pay the standard interest rate instead.
- Set up a regular Direct Debit payment and we’ll automatically claim your selected payment amount when it’s due.
- If a Direct Debit isn’t taken for 37 months, it will become inactive, and your bank or building society will remove the details from their systems. If this happens, you’ll need to set up a new one.
- You can also make payments in other ways. For example, from a bank account, with a debit card, by cheque or with cash at a branch. You can do this even if you have a Direct Debit set up.
- If you choose to make one-off payments, make sure the method you use will get your payment to us on time.
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- Payments should reach your Halifax credit card account within 2 hours. This will then update your available credit.
- Please allow at least 1 working day for your list of recent transactions to update.
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You can change your payment due date to better suit your needs. For example, if you usually receive your salary later than your due date falls.
The fastest way to do this is through our Mobile Banking app or Online Banking on a laptop or desktop computer.
- On the Mobile Banking app, from your credit card account summary select the 3 dots, scroll to Manage Account. Select Change payment due date to begin.
- To use Online Banking, sign in or register to get started. From your credit card account summary, select ‘More actions’, then ‘Paying your credit card’. Here, select ‘Request payment due date change’.
Just be aware, your change may apply to a future payment, rather than the next one, depending on when you make your request.
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